Analyze credit data and financial statements to put these into loan approvals/reviews to determine the degree of risk involved in extending credit or lending money. The role demands a strong combination of interpersonal, analytical and decision-making skills. The role is very much centered on risk management: risks must be understood and communicated, and credit exposures kept in line with Farmers Savings Bank's limit on risk bearing. Analyze, evaluate, authorize or recommend approval of real estate, commercial, agriculture or consumer loans. Sales and servicing of business credit card products. Assist lenders and operations staff with other tasks / reports to be assigned. These tasks may include teller duties, and other administrative tasks.
Proficient with Microsoft Office programs.
4 year college degree or equivalent bank training.
Must relocate or live in the Iowa Great Lakes area.
Additional Salary Information: Very competitive health insurance coverage, 401K and life insurance package included.
Internal Number: 1
About Farmers Savings Bank
Farmers Savings Bank was chartered on August 24, 1916 and was open for business September 14, 1916. A group of area farmers pooled their resources to start Farmers Savings Bank in Fostoria, Iowa. Farmers Savings Bank was one of two banks in Clay County Iowa to survive the great depression crisis without closing for a reorganization period. An additional location was opened the 1st week of January 2004. Currently, Farmers Savings Bank, Fostoria - Milford has assets totaling over $150,000,000 with 17 full-time employees. Farmers Savings Bank is located in the heart of the Iowa Great Lakes area which offers a wide variety of activities throughout the Winter and Summer.