Ensure Credit Risk management policies and procedures are aligned with internal framework and external regulatory requirements
Risks assessment on loan applications, reviews or any other aspects upon requests
Conduct different periodical reporting and suggest areas of improvement
Oversee the overall credit risk management of the business unit
Be the owner of formulating and revising the credit risk policies and strategies
Perform risk assessments for credit related regulatory requirements, follow-up throughout the closure of risks and gaps identified
Perform post-drawdown review to ensure compliance with credit policies and relevant requirements
Monitor credit portfolio and prepare necessary credit risk reporting to risk management committee
Provide credit risk input & comment during the development and testing of the Branch's credit systems and projects
Review the level of non-performing loan and the sufficiency on provision
University degree or equivalent
7 years and above experience in credit risk management, with a minimum of 4 years within credit approval to individual customers
Strong understanding with overall credit management
An in-depth understanding and knowledge with credit-related regulations, guidelines and related controls
Familiar with secured lending business and advantage for wealth lending experience.
Be familiar with the PWM Sector
Set up the Credit Risk policy and Procedures
Be familiar with Secured Loans, and be the subject matter expert with respects to Lombard Lending
A Self-motivated team player, also capable of working independently
Good command of spoken English, Mandarin with good Chinese Typing
Interested candidates please send in your full resume stating your current and expected salary, and availability. Please note that all information gathered will be treated in strict confidence and solely used for recruitment purposes only.
**Only shortlisted candidates will be contacted for a more detailed discussion**
Internal Number: 10671615
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