To ensure timely submission of credit proposals, deal presentation slides and manage the credit process and turnaround time. Attend road shows and make joint call visits to bank customers with the relationship managers.
Ensure credit proposal for corporate assets acquisition is in compliance with internal as well as external regulations, and meet the bank's business objectives.
To provide timely review of all corporate assets and to ensure compliance with risk objectives set by the bank.
To monitor utilization of facilities and assist to track covenants, financial statements submissions, call visits, AML monitoring, KYC reviews and all other approval conditions to be fulfilled.
To assist the RMs in conducting stress test on business portfolio and assess impact on risk/return to the bank.
To conduct account opening process.
To liaise actively with other departments including Credit / Credit Admin / Operations at branch level and at head office.
Any other duties that may be assigned by the superior from time to time.
Minimum years of experience : 3-5
Good credit and financial analysis skills
Able to conduct cashflow projection
Product & Market knowledge
Operational and administrative skills
Communication & interpersonal skills
Basic customers' relationship management skills
Analytical and problem-solving/decision-making skills
A team player and can work independently with minimum supervision