Hays are recruiting for Real estate/ Credit Specialist to join a leading Investment Bank for a 12 month assignment.
Your key responsibilities will include;
Marketing and sale of the full Product range, including client calling and account planning in partnership with Private Bankers
Maximise revenue generation whilst achieving at least minimum return targets ensuring responsible lending growth
Responsible for appropriate transaction structuring and execution (within product programs) with appropriate risk and return characteristics, ensuring appropriate Credit Policy and Risk Acceptance standard compliance
Define, coordinate and oversee the analytical activities of the deal team
Define and negotiate the transaction and credit framework (including covenant definition)
Oversee the Credit Approval write up, for both new deals and annual reviews
Negotiation, obtaining and closing of credit documentation, ensuring compliance with all policies
Responsible for the early problem recognition process and must propose, when deemed appropriate, credit classification and appropriate risk rating on specific transactions/ relationships
This is a demanding role for which a strong mix of credit and process skills is crucial. It requires an ability to influence stakeholders, including clients, seniors of the bank, Risk, auditors or other areas of the Bank, to deliver against budget and to ensure processes meet the Bank's highest standards.
Participation in remedial management actions
Appropriately assess risk when business decisions are made,
Strong structuring skills, origination/marketing capabilities and sound credit judgment
Experience of completing the due diligence, underwriting, obtaining approval and reviewing/closing documentation for new Facilities to clients.
Strong and proven analytical, financial structuring and execution skills
Strong marketing and sales skills
Extensive experience as a Credit Officer
Good knowledge of financial markets, investments, banking and loan products
Financial and cash flow modelling