The role is to support Regional Project - Transformation for Unsecured Lending product in order to meet regulatory project commitments and increased CCAR / CECL requirements
Report to the Cards / PIL Manager to monitor and manage risk appetite framework on Cards and Ready Credit portfolios and make sure it is operating according to expectation
Support Regional Project - Transformation in order to meet regulatory project commitments and increased CCAR / CECL requirements
Support regional and regulatory reporting to ensure full compliance to the latest requirement
Develop, monitor and optimize utilization of various credit decision tools such as Credit Scorecards, Segmentation Models, Credit Bureau attributes, Decision Engine, Basel model etc.
Ensure all credit processes are in compliance with company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit
Build and maintain high level of engagement in the Unsecured Lending Credit risk team
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Minimum 5-7 years of credit risk and analytics management experience in Cards and Unsecured Lending Products
Strong knowledge and experience in managing regulatory reporting especially Basel
Proficient in handling mass data and able to interpret results with critical analysis
Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness
Sound knowledge in SAS programming, data mining and MS word/excel/access/power-point is a basic
Bachelor's degree/University degree or equivalent experience
Job Family Group: Risk Management Job Family: Credit & Portfolio Risk Management Time Type: Full time Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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