The Credit Analyst, who reports directly to Metals Credit Lead, is responsible for:
Data Management and Process Enhancement
Participate in discussion for continuous improvement in data structure and data quality for the credit team
Work with the data team to assist in credit data ingestion and transformation to centralized database
Contribute in the functionality review and design of existing and new credit dashboards
Portfolio Management and Credit Monitoring
Perform annual credit reviews for existing counterparties in the portfolio
Maintain counterparty limit and review exposure to ensure accuracy of credit risk reporting
Monitor industry and counterparty news for any notable credit events
Credit Risk Analysis and Transaction Recommendation
Conduct financial spreading and financial analysis for current and prospective counterparties.
Assist in identifying credit risk in trades and facilitate credit risk discussion with business teams (e.g. traders, business development, structuring and origination)
Prepare recommendations and credit memos for transaction approvals
This is an exciting role for candidates who wish to gain a holistic view of credit risk management, especially on credit governance process and portfolio management, in a fast moving environment. Relevant on the job training will be provided during the onboarding stage to ensure smooth transition to the role.??
Bachelors degree in any disclipine from a recognized university
Minimum 3 ??? 5 years of relevant work experience
Prior experience working in banks or commodity traders an advantage but not essential
Intellectually curious, eager to constantly learn and improve
Proactive in communications and have a strong sense of responsibility
Strong interest in data management & analytics, and its application in credit risk management
Comfortable working with numbers and large volume of data, proficient in Excel and/or Tableau
Basic understanding of programming concept, proficient in any programming language an advantage but not essential
Good understanding of accounting concepts and financial statement analysis
Knowledge of an additional language (other than English) an advantage but not essential as you will get to work with people from different cultures and backgrounds.??