First State Community Bank is seeking a detail oriented, leader with a strong work ethic for a Senior Credit Admin Officer position.
The Senior Credit Admin Officer is responsible for credit analysis and administration to any aspect of commercial credit risk to the bank. This position will also assist in ensuring all location loan departments are operating in an efficient and similar manner with respects to operational functions and abiding by bank policies and procedures.
Responsibilities in Accordance with our Corporate Values
Maintain, develop and manage the Credit Analyst team
Train and develop lending staff in the proper administration of commercial and industrial lending
Provide executive management with timely information regarding watch list credits including potential upgrades, downgrades, litigation, legal action and potential loss exposure
Keep abreast of all regulatory laws to ensure the bank’s policies and procedures are compliant. Recommend appropriate modifications to executive management and the Board of Directors
Provide oversight on pre-funding documentation of new loans to verify compliance with loan capacity. This review may include consulting third party vendors and attorneys
Oversee the completion of the CDR on new and renewing loans
Lead the Credit Administration Department in supporting the markets with respect to C & I and CRE loans
Conduct ongoing financial analysis training to lenders and the credit analyst team including, but not limited to, standardized use of analysis software, cash flow and uniform cash analysis
Support the Corporate Credit Officer and the Chief Lending Officer with special projects and serving on committees as requested
What You Can Expect
Competitive pay and benefits program – including an annual bonus program
401k with generous employer match benefit
Helpful, qualified, and available leadership
A caring, stable work environment
Bachelor’s degree in Business Related, Accounting or Finance field or appropriate experience required
Knowledge of cash flow and financial statements
Highly effective verbal and written communication skills
5 years direct bank lending, credit administration or risk management experience
Proficiency in Microsoft Office programs
Strong organizational skills
Ability to travel periodically for business purposes including travel across the FSCB footprint
Ability to prioritize your work to meet deadlines with minimal supervision
Must be able to portray a warm, friendly and personable demeanor with our organization’s customer base, as well as all FSB team members
Being a First Stater…
Being a First Stater means that you roll up your sleeves and dig in. It means you work hard and do your best. It means that you enjoy learning new skills and are always eager to improve. It means you help the team by being a great teammate. It means you’re passionate about making a difference in the lives of our customers and our communities. It means you consistently find new ways to improve our organization.
Do you have what it takes to be a First Stater?
Make a Difference - Apply Now
First State Bancshares, Inc, is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.
Success Starts Here
First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. No matter how you define financial success, First State Community Bank is here to help you achieve it.
First State Bancshares Inc. is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.