Summary of Duties: Complete the underwriting and approval of consumer loan products including Home Equity loans, lines of credit, and installment loans with the cooperation of individual lenders. Review of new files for compliance accuracy and implementation of new regulatory changes. Essential Functions: 1. Performs necessary research regarding the client application to complete the underwriting, including review of application, gathering financial information, running credit reports, calculating ratios and loan to values, determining and citing exceptions to bank policy and any other relevant documents to allow for the loan. Completes the approval form for review by the appropriate authorities, policies and procedures.
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