State Credit Administrator - Houston - Hybrid Schedule
Location: Houston, Texas
Internal Number: 10280_060535
Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
Zions Bancorporation is currently hiring an experienced State Credit Administrator in Houston, Texas. This position offers a 3/2 hybrid work schedule and will work out of the Amegy Tower.
The ideal candidate will have the following skills and experience:
Responsible for approval of general commercial, equipment leasing, owner-occupied real estate, etc. credits.
Partners with Line Group to review credit packages for underwriting quality, completeness, and adherence to credit policy.
Involved with structuring, prescreening and approvals. Identifies deteriorating trends in credit quality and suggests downgrades as necessary.
Monitors specifically identified credits for concerns or problems as assigned.
May train and mentor lending staff.
May attend and participate in credit committee meetings.
Willingness to attend meetings with Bank clients and prospects
Other duties as assigned.
Requires a bachelor's degree in finance or accounting
6+ years' of directly related financial services experience with strong credit institutional experience.
Experience in structuring and underwriting a wide variety of lending credit transactions.
Preferred loan workout and problem loan management experience.
A combination of education and experience may meet requirements.
Employs advanced knowledge as a generalist or specialist of all areas of structuring and underwriting a wide variety of lending credit transactions.
Working knowledge of loan workout and problem loan management.
Good leadership skills.
Solid oral and written communication skills with all levels of the organization.
Working knowledge of regulatory issues.
Ability to identify, analyze, summarize, derive conclusions and provide relevant recommendations on a variety of issues.
Strong proficiency in MS Office products.
Sound business judgment, change management, and process improvement skills and people development.
Strong work ethic, commitment to responsibilities, and demonstrated ability to speak candidly to management in a tactful manner.
Ability for regular travel to various affiliate locations for direct contact with affiliate management, credit, line, loan administration and work-out officers.
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with annual net revenue of $2.9 billion in 2021 and more than $90 billion of total assets. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending, ranking as the tenth largest provider in the U.S. of the SBA’s Paycheck Protection Program loans. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.