Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
Zions Bank has just opened an opportunity for a Real Estate Commercial Portfolio Manager based in the Commercial Real Estate Department in our downtown SLC offices. If you are ready to move your career forward, read on.
The Commercial Real Estate Department provides financing to Commercial Real Estate Developers including construction loans, term loans, and lines of credit. Properties financed include: Office, Retail, Industrial, Multi-Family, Hospitality, Assisted Living, Self-Storage, Home Builder Development loans, etc.
What will your day look like? You will be:
Responsible for managing and servicing a portfolio of real estate commercial term loans and construction loans.
Responsible for spreading and analyzing financial statements, MDM risk grading, addressing industry risks, collateral requirements, loan structuring, credit analysis, underwriting in the preparation of loan presentations and monitoring individual loan performance.
Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, taxes, insurance, property inspections, problem loans, loan concentrations and portfolio profitability, etc.
Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they have on the portfolio.
Handles maintenance of existing relationships. Assists Real Estate Bankers with new loan and existing loan requests.
Responsible for maintaining strong working and communicative relationship, with a resulting high degree of customer satisfaction.
Who should apply? We want someone who has:
Requires a bachelor's degree in Finance, business or related field and 1+ years real estate credit associated lending or 3+ years related experience.
An equivalent combination of education and experience may meet qualifications.
Knowledge of real estate commercial lending and/or related lending.
Knowledge of credit analysis, spreading and analyzing financial statements, tax analysis, credit scoring, loan documentation, etc. Requires good relationship, organizational and creative problem solving skills.
Ability to meet deadlines. Must have solid communications skills, both verbal and written. Must be able to work with Officers, employees and clients.
Knowledge of various software applications including word processing and spreadsheets.
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
Employee Ambassador preferred banking products
Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City's central business district, providing hundreds of team members with an exceptional work environment and features such as:
Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages
An employee-only fitness center and bike storage
An employee lounge, kitchen, micro market, game tables, couches and TVs
Private mothers' rooms and lockers
Access to downtown shopping, dining, arts and entertainment
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with annual net revenue of $2.9 billion in 2021 and more than $90 billion of total assets. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending, ranking as the tenth largest provider in the U.S. of the SBA’s Paycheck Protection Program loans. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.