Zions Bank recognizes that its success comes from the dedication, experience, and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
Zions Bank has just opened an opportunity for an experienced Commercial Portfolio Manager in its Dealer Banking group located in Sandy, Utah.
Do you like working in a fast paced, dynamic environment?Are you interested in specializing in an industry that is ever changing?Then come join a small team of individuals dedicated to meeting the banking needs of automobile and other dealers throughout the Intermountain region.
Ideal candidates will have the skills and experience necessary to:
Underwrite and service a portfolio of commercial loan relationships.
Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations.
Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
Provide customer service through clear communication skills, approachability, and working knowledge of all processes.
Manage existing client relationships.
Assist Relationship Managers with credit requests.
Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.
Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.
Remain flexible and support other responsibilities as needed for the business.
What you need to bring to the table:
Typically requires a Bachelor's degree and 4+ years credit associated lending or 7+ years related experience. An equivalent combination of education and experience may meet qualifications.
Comprehensive understanding of commercial loan underwriting.
Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.
Experience with bank loan and deposit systems preferred:
Excellent writing and verbal communication skills and confidence in working with internal and external senior level individuals.
Advanced level expertise with MS Office
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with annual net revenue of $2.9 billion in 2021 and more than $90 billion of total assets. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending, ranking as the tenth largest provider in the U.S. of the SBA’s Paycheck Protection Program loans. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.