Zions Bank recognizes that its success comes from the dedication, experience, and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
Zions Bank has just opened an opportunity for a Commercial Portfolio Manager in the metro Salt Lake City Commercial Banking group. Come join a team where you can collaborate and consult with our clients to provide solutions to build their business. This role will work downtown Salt Lake City at the Zions Bancorp headquarters where you will have high visibility to the bank executives focusing on clients within manufacturing, service providers, military provides, and more.
If you're ready for the next rung on your career ladder, this may be your opportunity.
Ideal candidates will have the skills and experience necessary to:
Underwrite and service a portfolio of commercial loan relationships.
Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations.
Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
Provide customer service through clear communication skills, approachability, and working knowledge of all processes.
Manage existing client relationships.
Assist Relationship Managers and Branch Managers with credit requests.
Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.
Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.
Remain flexible and support other responsibilities as needed for the business.
What you need to bring to the table:
Typically requires a Bachelor's degree and 4+ years credit associated lending or 7+ years related experience. An equivalent combination of education and experience may meet qualifications.
Comprehensive understanding of underwriting.
Advanced knowledge of commercial and/or related lending required.
Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.
Experience with bank loan and deposit systems preferred:
Credit Lead
Aviva
Tax Analysis
Moody's
Excellent writing and verbal communication skills and confidence in working with internal and external senior level individuals.
Advanced level expertise with MS Office - most particularly with Excel.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
Paid parking in the downtown office
Location Amenities:
Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City's central business district, providing hundreds of team members with an exceptional work environment and features such as:
Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages;
An employee-only fitness center and bike storage;
An employee lounge, kitchen, micro market, game tables, couches and TVs;
Private mothers' rooms and lockers; and
Access to downtown shopping, dining, arts and entertainment.
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with annual net revenue of $2.9 billion in 2021 and more than $90 billion of total assets. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending, ranking as the tenth largest provider in the U.S. of the SBA’s Paycheck Protection Program loans. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.